![]() ![]() There’s no requirement for all drivers or vehicles to participate in Snapshot using the device. If you’re using the Progressive car monitor to participate in Snapshot, you’ll receive the device in the mail once you enroll. ![]() You can see your trips and score in the Snapshot app. Once you’ve signed in, there’s no need to start the app when you drive, as the app runs in the background on your phone. ![]() All drivers on your account must participate in Snapshot. If you choose the Snapshot app, download it from your app store and create an account. Regardless of how you’ll use Snapshot, contact Progressive to let them know you want to participate. However, drivers in those states may use the plug-in device if they’re an existing customer with Snapshot. Remember that some states only allow new customers to use the Snapshot app. Drivers can use the Snapshot app or a plug-in device to monitor driving. Snapshot from Progressive is a usage-based car insurance program that uses telematics to monitor your driving. For example, New York doesn’t allow sign-up discounts, and drivers must repeat monitoring every three years if they opt for the device. For example, the program isn’t available in California, and other states don’t allow drivers to receive a participation discount. However, the Snapshot app records additional information and uses your phone’s battery and data. Progressive allows drivers to choose either app-based monitoring or a plug-in device. ![]() Some drivers may receive a discount for the life of their policy, but others may have to monitor driving repeatedly. The length of the discount depends on your state. However, Progressive may raise rates if you score poorly - the company reports it raises rates on about 20% of participants.ĭrivers earn a 5% discount for signing up for the program and can earn up to a 15% discount for safe driving. Safe drivers earn a discount, but the discount amount depends on your driving. Snapshot allows drivers to save money on Progressive car insurance. So, even if you have infractions on your driving record, you can still earn a discount if your driving has improved. However, telematics programs like Snapshot from Progressive allow insurers to use real-time driving to determine if you’re likely to cost them money. ![]()
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